Engagement
Year-end financial statement audit
Independent examination of annual financial statements for fintech operating companies that need a clean opinion for banks, investors, or group consolidation.
Penghu · Taiwan
Granary Audit & Assurance
Licensing-season audits for payment and lending firms
We examine ledgers, safeguarding accounts, and control evidence so fintech teams can face regulators, banks, and investors with a coherent record — not a last-minute scramble.
Flagship engagement
Fintech licensing readiness audit — four to seven weeks from data room to board-ready memorandum.
Primary offer
Pressure-test the dossier before counsel files it
Our licensing readiness audit maps your trial balance, customer fund reconciliations, and policy pack to the evidence a Taiwan payment or e-money filing typically demands. You leave with a memorandum, an evidence map, and owners for every open item.
- Written for founders and CFOs, not only for audit committees
- Hybrid fieldwork from Penghu with on-site days when interviews require them
- Fixed fee after a complimentary scoping call
Related engagements
Other work we take for fintech clients
Engagement
Investor due diligence support
Focused assurance procedures for fintech firms entering a funding round — revenue quality, safeguarding reconciliations, and related-party clarity for the data room.
Engagement
Controls and safeguarding review
Targeted review of customer fund safeguarding, access rights, and reconciliation routines for fintech firms that already hold a licence or operate under group policies.
From the field
Client notes from recent engagements
“They caught a safeguarding cut-off gap two weeks before our filing window. The memo was blunt in places, which we needed more than another polite checklist.”
CFO, Taiwan electronic payment company — licensing readiness audit
Also noted
A lending startup asked us to tighten related-party schedules before a diligence week. The procedures report was useful; turnaround took longer than hoped when bank confirmations lagged — we now request introduction letters on day one.
Read client storiesJournal
Notes for finance and compliance teams
Ledger cut-off habits that survive a payment licence filing
Practical cut-off checks fintech finance teams in Taiwan should finish before a licensing readiness audit begins.
What belongs in a fintech board pack before auditors arrive
A concise board pack structure for fintech companies preparing for audits and assurance fieldwork in Taiwan.
A weekly rhythm for safeguarding reconciliations
How fintech operations teams can keep safeguarding reconciliations audit-ready without waiting for year-end.
Bring the filing calendar. We will map the fieldwork.
Tell us your product type, entity structure, and target submission date. We reply within two business days with whether a licensing readiness audit, year-end opinion, or narrower review fits.
Contact the engagement desk