Engagement

Fintech licensing readiness audit

A structured readiness review for payment, lending, and e-money firms preparing a Taiwan licensing dossier — mapping control evidence, ledger integrity, and board pack gaps before the regulator asks.

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Open ledger books and audit working papers on a wooden desk
Working papers prepared before a licensing readiness walkthrough

Who this is for

Founders, CFOs, and compliance leads at Taiwan-based fintech companies approaching a payment institution, electronic payment, or related licensing filing who need an independent view of whether financial records and control narratives hold together.

What you receive

A written readiness memorandum, a control evidence map tied to filing sections, and a prioritised remediation list your internal team can act on before counsel submits the dossier.

Scope of work

  • Scoping interview covering entity structure, product flows, and filing timeline
  • Review of trial balance, revenue cut-off, and key ledger reconciliations
  • Testing of selected customer onboarding and fund-safeguarding controls
  • Mapping of existing policies to common licensing evidence requests
  • Management workshop to walk findings and agree owners for open items
  • Final readiness memorandum suitable for board and counsel circulation

Outside this engagement

  • Acting as your licensed accountant of record for statutory filings
  • Legal opinion on whether the licence category itself is correct
  • Outsourced remediation or ongoing bookkeeping
  • Guarantees of regulatory approval

How the engagement runs

  1. 1

    Engagement letter and data room

    We confirm scope, materiality thresholds, and the document list. Your team opens a secure data room with ledgers, policy packs, and prior correspondence.

  2. 2

    Fieldwork and walkthroughs

    Our engagement lead walks selected processes with operations and finance, samples transactions, and notes where evidence is missing or inconsistent.

  3. 3

    Findings clearance

    Draft observations go to management for factual clearance. We distinguish blockers from tidy-up items so the board can sequence work.

  4. 4

    Readiness memorandum

    You receive the signed memorandum, evidence map, and a short briefing for counsel or investors as needed.

Timeline

Typically four to seven weeks from signed letter to memorandum, depending on data room completeness and management availability.

Delivery

Hybrid fieldwork from our Penghu office with on-site days in Taiwan cities when ledgers or staff interviews require them.

Preparation

Provide twelve months of general ledger extracts, bank reconciliations, customer safeguarding schedules, and the draft licensing narrative if one exists.

Pricing basis

Fixed engagement fee quoted after a complimentary scoping call, based on entity count, product complexity, and filing deadline pressure.

Ready to pressure-test the dossier?

Tell us your filing window and product type. We will confirm whether a licensing readiness audit fits, or whether a narrower control review is the better first step.

Request a scoping call