About

A small audit practice built for fintech calendars

Granary Audit & Assurance sits in Penghu and works with payment, lending, and e-money teams across Taiwan. We chose a deliberate niche: audits for fintech firms that need independent eyes on ledgers and control evidence before regulators or investors do.

Why Granary

The name nods to careful storage — the old idea that value is kept accountable, counted, and released with a clear record. Fintech firms hold customer funds and fee income in motion; our work is to test whether the record matches the motion.

We are not a generalist high-street accountant trying on fintech language. Engagements are scoped around licensing dossiers, safeguarding accounts, investor data rooms, and year-end opinions that banks actually read.

How we work with clients

Partners stay close to fieldwork. You will not meet a relationship director and then only see juniors until the management letter arrives. Findings are written in plain language so operations can act, with enough technical precision for counsel and audit committees.

We respect Taiwan’s regulatory cadence and the practical limits of small finance teams. Deadlines are negotiated honestly; if a filing window is unrealistic for the evidence available, we say so in the scoping call.

People

Engagement leadership

Mei-Ling Chen

Engagement partner. Leads licensing readiness audits and safeguarding reviews. Previously worked on payment-institution filings with Taiwan finance teams.

Jian-Hong Lin

Audit director. Oversees year-end opinions and group consolidation tie-outs for fintech operating companies.

Yu-Ting Huang

Senior manager. Runs investor due diligence support and related-party schedule reviews under tight data-room clocks.

Values we keep visible

Independence over convenient silence
Evidence over anecdote
Clear ownership for every open item
Respect for the people who keep the books day to day

Community and place

Our office address is in Penghu, and much of our client work happens with teams in Taiwan’s major cities. We travel when interviews or records require it, and we keep remote review disciplined so travel days are purposeful rather than performative.

Talk through an upcoming filing or year-end

If you are preparing audits for fintech milestones this season, request a scoping call and we will tell you plainly whether we are the right fit.